FINANCING PLANS
WE OFFER CONVENIENT FINANCING PLANS AND AFFORDABLE FINANCING WITH REDUCED RATE PROGRAMS*
PJ Fitzpatrick can replace your roof in a day, but we don’t expect you to pay as quickly. Your dream project is just a few clicks away.
2 FINANCING OPTIONS AVAILABLE
SMART PAY
12 Months Deferred Interest with Minimum Monthly Payments
12-MONTH (the “promotional period”) deferred interest feature on your purchase at an APR of 23.99 in DE, NJ, VA, DC, and MD and 13.99% in PA. Finance charges will accrue on your account during the promotional period, as set forth in your Truth in Lending Disclosures, but your monthly payment during the promotional period will go entirely to the principal balance. You will not have to pay the accrued finance charges until after the promotional period has ended. If you repay your purchase in full before the end of the promotional period, you will not have to pay the accrued finance charges. However, if during the promotional period any scheduled monthly payment is received from you more than 30 days after the date the payment is due, then the promotional period ends, and you will be responsible for paying the finance charges that have accrued during the promotional period as set forth in the Truth in Lending Disclosures. You may also prepay your account at any time without penalty. Financing is subject to credit requirements and satisfactory completion of finance documents. Any finance terms advertised are estimates only. Normal late charges apply.
EZ PAY
9.99% Reduced Interest Rate Loan for 97 Months
* Financing available to well qualified buyers on approved credit at an APR of 9.99% for 97 months, with an estimated monthly payment of 1.5% of your purchase amount. Payment example assumes a one-time purchase of $10,000. You may prepay your account at any time without penalty. Financing is subject to credit requirements and satisfactory completion of finance documents. Any finance terms advertised are estimates only. Normal late charges apply. See your Truth in Lending Disclosures for more information.
FINANCING FOR CONSUMER LOAN PROGRAMS IS PROVIDED BY SERVICE FINANCE. CLICKING ON THE APPLY LINKS WILL TAKE YOU TO THE SERVICE FINANCE WEBSITE.
P.J. Fitzpatrick is neither a lender nor a broker. All financing is provided by 3rd party lending institutions under the terms and conditions of each lender. All applications are subject to approval through credit, income, and residency verification. All advertised finance terms, rates and payments are subject to change without notice. Advertised terms are solely to be used as estimating tools, actual terms will be disclosed at time of approval. Not all applications will be approved for all programs. P.J. Fitzpatrick does not assist with, counsel, or negotiate financing other than submitting credit applications on behalf of our customers to the lender. Approved applications become customers of the lender and will make payments directly to lender. Lender has final say to approve or decline of an application based on fair lending guidelines.
WHY CHOOSE PJ FITZPATRICK
We vow to never use cheaper materials, hurry through an installation, or overlook local code restrictions.
GETTING IT RIGHT IS ON US
If something ever goes wrong with our installation in the future, it’s not your fault… it’s ours. We’ll do what’s necessary to make things right.
WE’RE HOMEOWNERS TOO
When it comes to home improvement, we know that many of our services are not just minor changes to your home, but rather a large investment.
WE FIX OTHERS’ MISTAKES
In your search for a home improvement company, you’ve probably come across words like “experienced” or “trustworthy.” We practice what we preach.
